A few of the greatest components of a trip are the memorable actions you select to participate in. Fortunate for you, TuGo’s Emergency Medical Insurance covers many actions comparable to snowboarding, parasailing, and even ziplining! However what in case you’re on the lookout for extra of a daring journey, like backcountry snowboarding, BASE leaping, or grime biking? Excellent news, TuGo’s received the product for you!
Increased adrenaline? Increased danger! Shield Your self with TuGo
TuGo’s non-compulsory Sports & Activities Coverage protects travellers who’re able to take their travels to new heights. Merely add this protection to your Emergency Medical Insurance so that you may be safely coated for a variety of actions. Beneath our Sports activities & Actions Protection, right here’s an inventory of the sports activities & actions we cowl:
| Sport/Exercise* | Is it coated? |
|---|---|
| Backcountry snowboarding/snowboarding | ✅ |
| BASE leaping | ✅ |
| Boxing | ✅ |
| Downhill freestyle snowboarding/Snowboarding in organized competitions | ✅ |
| Downhill mountain biking | ✅ |
| Cling gliding/paragliding | ✅ |
| Excessive danger snowmobiling and motorized snow biking | ✅ |
| Excessive danger motorized velocity actions, together with: – Motorized racing competitions, endurance occasions or timed actions, – Motocross, grime biking, and motorcycling (except automobile is solely getting used for transportation functions) |
✅ |
| Ice climbing | ✅ |
| Blended martial arts | ✅ |
| Mountaineering – 2 choices: – Mountaineering as much as 6,000 m elevation – Mountaineering over 6,000 m elevation – Contains ski mountaineering (skimo) and mountaineering if the exercise is a part of mountaineering |
✅ |
| Organized staff sports activities together with**: – American and Canadian soccer – Ice hockey – Rugby |
✅ |
| Parachuting/skydiving/tandem skydiving | ✅ |
| Rock climbing (consists of canyoneering, however doesn’t embody indoor/outside synthetic mountaineering) | ✅ |
| Scuba diving or free diving over 40 metres | ✅ |
| White water sports activities – Class VI | ✅ |
| Wingsuit flying | ✅ |
**Relevant to travellers 21 years and older (on the time of utility).
Climbing above 6,000 m: TuGo’s Sports activities & Actions protection saves climber $64,000
Ronald, a 44-year-old skilled climber, launched into his last try to beat his life-long dream of summiting Mount Everest. Nevertheless, throughout his ascent, he slipped within the snow and twisted his knee. In excessive ache and unable to proceed, Ronald made the tough choice to finish his summit pursuit and name for a helicopter rescue to take him to a hospital in Kathmandu. On the hospital, medical doctors identified him with an ACL knee harm and really helpful additional remedy and surgical procedure again residence.
Thankfully, Ronald’s choice so as to add Sports activities and Actions Protection for mountaineering over a 6,000-metre elevation and Journey Interruption Solely Insurance coverage to his Emergency Medical Insurance coverage plan paid off. He was coated for the helicopter air ambulance rescue and his emergency medical evacuation from Kathmandu again to Canada for additional remedy/surgical procedure. Because of this protection, Ronald acquired the required care, saving over $64,000 in medical and journey bills.
Climbing as much as 6,000 m: Climber avoids $24,000 out-of-pocket after a mountaineering accident
26-year-old Chris, a mountain climber, determined to go on a 3-day mountaineering expedition at Mount Baker in Washington, together with restricted mountaineering. Sadly, on the second day, whereas climbing, he encountered a big fall, leading to a head harm that led to a brief lack of consciousness.
As a result of severity of his accidents, Chris needed to be instantly airlifted to a hospital in Seattle. Regardless of sustaining a light concussion and varied abrasions, he was lucky sufficient to be discharged on the identical day. However, his physician strongly suggested him to cancel any additional climbing plans because of the dangers related along with his concussion.
Fortunately, Chris made a behavior of including Sports activities & Actions Protection for mountaineering as much as a 6,000-metre elevation to his Emergency Medical Plan earlier than his climbing journeys. And, since mountaineering and mountaineering had been part of the identical expedition, he solely wanted so as to add mountaineering when buying protection.
Chris’s choice to buy Sports activities & Actions protection proved invaluable, shielding him from paying over $24,000 in medical bills.
Are there sports activities & actions that aren’t coated?
Any sports activities & actions not listed above are coated below your TuGo Emergency Medical Plan, apart from the next:
| Sport/Exercise | Is it coated? |
|---|---|
| Barrel racing | ❌ |
| Bronc using | ❌ |
| Bull using | ❌ |
| Chariot racing | ❌ |
| Chuck wagon racing | ❌ |
| Harness racing | ❌ |
| Rodeo bareback using | ❌ |
| Rodeo clowning | ❌ |
| Rodeo staff roping | ❌ |
| Steer wrestling/chute dogging | ❌ |
| Trick using | ❌ |
Don’t duck below ropes!
In the event you take part, prepare or observe within the following actions in any areas which were closed off to public entry and/or can sometimes solely be accessed by crossing a fenced, gated or roped-off space that has been marked as off limits in accordance with suggestions of security authorities within the space, you received’t be coated:
- Backcountry snowboarding/snowboarding
- Downhill freestyle snowboarding/snowboarding in organized competitions
- Excessive danger snowmobiling and motorized snow biking
- Mountain climbing
- Mountaineering over 6,000 m elevation
- Mountaineering as much as 6,000 m elevation
- Mountaineering
As at all times, ensure you understand your travel insurance policy so you already know what you’re coated for. Stay safe on your travels, and at all times keep in mind to have enjoyable, regardless of the place your adventures take you!
Completely happy adventuring,
Suki
