Taking excellent care of your staff, each whereas they’re working and after they retire, isn’t simply the appropriate factor to do. It’s additionally a necessity for attracting and retaining certified expertise in at present’s aggressive atmosphere.
Reasonably priced well being protection by means of a bunch Medicare plan is a vital part of a complete retirement bundle. I’ve been working with Independence Blue Cross (IBX) Medicare plans since 2005. And now as Director of Group Medicare Gross sales, I’d prefer to stroll you thru all the benefits of providing your workforce an IBX group Medicare Advantage plan.
Higher Than Medigap
Many employers have been providing their staff the identical Medicare Complement (“Medigap”) plan for ages. And Medigap plans are nice. However Medicare Benefit plans supply many extra advantages at a considerably decrease value than Medigap plans.
Private Selection 65SM PPO plans and Keystone 65 HMO plans from IBX are available in a wide range of choices with totally different prices and advantages. However they’re all very extremely rated by the Facilities for Medicare and Medicaid Companies, a testomony to their general high quality when it comes to protection and buyer satisfaction.
Value Financial savings
Your retirees may enroll in particular person Medicare Benefit plans on their very own. And there are numerous plans on the market, lots of them with $0 premiums. However even with a $0 premium, an individual’s out-of-pocket prices can nonetheless add up based mostly on issues like specialist copays and medicine prices.
Group Medicare plans can leverage group charges to ship decrease out-of-pocket prices to members. That makes them a really enticing profit to supply your staff after they retire.
And IBX group Medicare Benefit plans include versatile funding choices in addition to important tax benefits. They’re typically higher than or equal to what our opponents can present, when it comes to charges, advantages, or each. It’s a win-win for employers in addition to retirees.
Protection Continuity
In case your group already has a bunch worker well being care plan by means of IBX, transitioning to an IBX Medicare Benefit plan at retirement is seamless. Folks can take pleasure in the identical massive well being community as earlier than, with:
- Even decrease out-of-pocket prices
- Constructed-in dental, imaginative and prescient, and listening to protection
- A no-cost health program
- An out-of-pocket allowance for qualifying over-the-counter well being merchandise
- And lots of different useful extras
There’s continuity for employers as nicely. You get skilled, devoted account administration from the hometown well being insurer you already know and belief.
Superlative Assist
Our service doesn’t finish when our sale is full. We assist your retiring workforce members navigate the Medicare maze to get essentially the most worth and the highest-quality care from their well being plan. We provide personalised steering that’s second to none.
We additionally maintain member seminars on widespread matters all year long. We tailor these displays to deal with advantages that members are under-utilizing to assist them get essentially the most out of their plan. We continually replace our members and shoppers on new Medicare guidelines.
My crew stands able to reply no matter questions you’ll have about IBX group Medicare Advantage plans. You possibly can attain us at medicaregroupsalesinquiries@ibx.com.
