Minor prangs are more likely when you’re driving an unfamiliar automotive on the alternative facet of the highway. Right here’s how broken occurred on our vacation and the way the suitable extra insurance coverage may have saved numerous fear (and cash)!
Why damaging a rent automotive overseas sucks (with out the suitable extra insurance coverage)
My first run-in with a big invoice from a automotive rent firm overseas was after associates employed the automotive on the airport, went with the rent automotive’s automotive rent extra insurance coverage, after which just a few days after returning the automotive (undamaged and with no points) they get a invoice for over €1,000 for “harm” not lined by the surplus insurance coverage.
On this state of affairs, as a result of the surplus insurance coverage was with the automotive rent firm, there was no method of calling upon them to combat the case on our behalf. It felt prefer it was its personal moneymaking machine! I’m uncertain the route my associates took to take care of this, however I do know they have been lumbered with months of stress from it.
Quick ahead just a few years and this time, we’re concerned in a prang. A foolish one at that. The daddy-in-law reversed right into a low wall, partially ripping the bumper off and leaving some deep scuff marks in it even when it could possibly be pressured again on.
The reality is, being a reliable driver within the UK doesn’t essentially translate to being a reliable driver overseas. The automotive was unfamiliar, as was the format of the roads, there was stress from driving on the right-hand facet generally, and issues like that may accumulate into foolish errors that may be pricey.
How would having automotive rent extra insurance coverage from another person assist?
There are some things at play right here. Firstly, extra insurance coverage offered by the rent firm has an extended record of exclusions, issues that aren’t lined by the insurance coverage that you’ll have to pay for similar to:
- Harm to tyres
- Something to do with the underside of the car
- The anticipated put on and tear from driving e.g. harm from unfastened chippings
- Windscreen harm
- Misplaced keys
(The commonest stuff I believe you’ll agree!)
Add to that the rent firm’s insurance coverage is a money-maker, so in addition to being not very helpful, it’s usually dearer than insurance coverage from an unconnected firm.
Car Hire Excess Insurance from a devoted journey insurance coverage firm covers the forms of issues which might be on the exclusion record from the automotive rent firm and is cheaper as a result of it’s not a part of the rent firm’s income stream!
Plus, in case you incur harm that isn’t your fault, it’s simpler to dispute a declare when you’ve got taken separate insurance coverage – keep in mind, the automotive rent firm need as a lot cash as they’ll from you.
Wish to know extra about automotive rent extra insurance coverage earlier than you journey?
Head on over to our weblog What Is Car Hire Excess Insurance? (and do I want it?), which explains learn how to minimise fees from a automotive rent firm, what to do if the rent firm insist you are taking their extra coverage, and likewise the advantages of getting insurance coverage with us earlier than you journey. Or go straight to our Car Hire Excess Insurance web page. Alternatively name our workforce on 01892 833338
